APA Style

Holt, S, L., Ribe, H. (1991). Developing financial institutions for the poor and reducing barriers to access for women . Washington, DC: The International Bank for Reconstruction.

MLA Style

Holt, Sharon, L.., Ribe, Helena. "Developing financial institutions for the poor and reducing barriers to access for women". Washington, DC: The International Bank for Reconstruction, 1991. Buku.